Staying Healthy is Hard.Paying for It Shouldn't Be.
A longevity membership for out-of-pocket health and wellness expenses, instead of costly credit. Onfire gives you up to 12 months of interest-free payments for the wellness care you need — right at checkout, with no impact to your credit.
For your health
A better way to invest inyour health
Instead of putting high-value wellness programs on a credit card or navigating a short-term BNPL plan, you get a true membership payment option built for your health journey.
Up to 12 months of manageable payments — versus 4 months with typical BNPL options
0% interest — a membership plan, not a credit product
No credit impact — your health, your privacy
Fast apply and approval right at checkout — no separate application or waiting period
Fund your wellness plan through employer or HSA/FSA benefitsComing Soon
For your wellness journey
Access the care you need,when you need it.
Onfire members gain access to flexible monthly payment options for health services and curated care bundles offered through our clinic and wellness partners — without financial hardship.
Flexible monthly payments
Up to 12 months of same-as-cash payments — split the cost of any wellness program without taking on debt.
Always 0% interest
No hidden fees, no compounding rates. What you see at checkout is exactly what you pay — every time.
No credit impact
Your Onfire membership won't touch your credit score. Invest in your health without the financial risk.
Curated care network
Use your membership across our network of functional medicine practices and wellness partners — instantly at checkout.
Live Longer, Pay Smarter
Save on the care that insurance won't cover
How it works
One seamlesscheckout experience.
Your Onfire membership gives you two ways to pay for the care you need — so cost is never the reason you delay getting healthier.
1
Pay Now
Onfire Checkout: Pay Now
Pay in full at checkout — fast, secure, and accepted at any Onfire partner practice or wellness provider.
2
Pay Monthly
Onfire Checkout: Pay with Onfire
Existing Onfire members use their membership number at checkout instantly. New members apply on the spot and access the same payment flexibility.