A longevity membership for out-of-pocket health and wellness expenses, instead of costly credit. Onfire gives you up to 12 months of interest-free payments for the wellness care you need — right at checkout, with no impact to your credit.
For your health
Instead of putting high-value wellness programs on a credit card or navigating a short-term BNPL plan, you get a true membership payment option built for your health journey.
Up to 12 months of manageable payments — versus 4 months with typical BNPL options
0% interest — a membership plan, not a credit product
No credit impact — your health, your privacy
Fast apply and approval right at checkout — no separate application or waiting period
Fund your wellness plan through employer or HSA/FSA benefits
How it works
Step 01
Select SPARK, IGNITE, or BONFIRE based on your annual health budget — from $3,000 to $60,000.
Step 02
Contribute to your Onfire savings plan each month. No credit check, no debt — it's your money.
Step 03
Use your Onfire balance at partner practices. Cover labs, longevity treatments, and more — interest-free.
Step 04
Every dollar spent earns points redeemable for future wellness expenses at partner practices.
What's covered
Onfire covers the wellness and longevity expenses that traditional insurance doesn't — exactly the care that matters most to your long-term health.
Function Health, InsideTracker, Full Body MRIs, advanced biomarker panels
Oura Ring, Whoop, Apple Watch, continuous glucose monitors
Hyperbaric chambers, functional medicine, stem cell treatments, red light therapy
Acupuncture, integrative medicine, traditional Chinese medicine
Supplements, gym memberships, infrared saunas, meditation apps
Longevity doctors, functional medicine practitioners, concierge physicians
Join thousands of members who are taking control of their wellness without the financial stress.
View Membership Plans