Onfire Partner Program

Cost is the #1 reason patients don't start.
Onfire removes it.

Give your patients a membership-based payment option built for functional medicine — not a credit product. They pay over 12 months at 0% interest. You get paid. Cost stops being the reason a ready patient walks away.

Apply to Partner See how it works
0% interest for patients
Up to 12 months to pay
4.5% flat fee — always
Free to apply
No exclusivity required
For your patients

A payment experience your patients
will actually use

Traditional BNPL and health credit products use consumer credit scoring, cap payment windows at 3–4 months, and decline patients who don't meet the threshold. Onfire is a membership model — which means more patients qualify, more services are covered, and payments stretch to 12 months.

For your practice

Built for the way functional medicine
actually works

Onfire partner practices get two ways to get paid — and a set of tools that make your highest-value programs accessible to more patients.

More patients say yes

Build Onfire Care Bundles — curated packages of the services you deliver over time. Patients pay for the full program upfront or monthly. Cost stops being the reason a ready patient walks away.

We handle financial qualification

Onfire manages the membership approval process at checkout. You stay focused on care — we handle the financial mechanics and monthly plan administration.

Patients who commit, stay

Patients enrolled in a care bundle stay in programs longer. Completion improves. So do outcomes, retention, and referrals.

Access your future revenue today

Draw capital advances against your Onfire member receivables when your practice needs it — repaid automatically from future Onfire revenue as it comes in.

The difference

Why not just use CareCredit or Affirm?

Unlike BNPL

Membership-based qualification — fewer patients turned away

Unlike health credit

Covers most services up to $30K — broader than typical BNPL limits

Only with Onfire

Draw forward your Onfire member receivables to cover operating costs

One flat fee for all of it: 4.5%, whether patients pay today or over 12 months.

What your patients see at checkout

You define your Care Bundles.
Patients choose how to pay.

Today or over 12 months. One flat fee either way: 4.5%.

1

Pay Now

Onfire Checkout: Pay Now

Use Onfire as your payment processor on your website, in email, or through your practice management software — fast, secure, and easy to embed.

4.5% transaction fee iFrame or native
2

Pay Monthly

Onfire Checkout: Pay with Onfire

Existing Onfire Members use their membership number at checkout instantly. Non-members get the opportunity to apply on the spot and access the same payment flexibility.

0% interest Up to 12 months 4.5% transaction fee
Choose payment method
Select how you'd like to complete your purchase
Pay NowPay $5,750
Pay with Onfire$479/month from health savings
Apply to become an Onfire partner

Apply to become
an Onfire partner

We review every application personally and reach out within 1 business day to schedule your discovery call. No commitment required — just a conversation.

Step 1 of 5
What's your name and email?
We'll use this to send your confirmation and schedule your discovery call.
What's your practice called?
Enter your clinic or practice name as patients know it.
What's your website URL?
This helps us understand your practice and programs before the call.
Which services would you offer through Onfire?
Select all that apply — we'll tailor your onboarding accordingly.
You're almost in.
Submit your application and our team will reach out within 1 business day to schedule your discovery call.